However, to add a spouse to this policy your bi-monthly premium more than doubles! That's absurd, especially if the spouse doesn't have another insurance option.Īll that being said, I really do like my job it's a daily challenge! But I must say, the best part is my co-workers. It was on the expensive side for employee & children but acceptable since it offered a copay, in which my previous company did not. The health insurance can stand to be improved. In regards to that, my manager is very understanding and accommodating, which is very much appreciated. Learn about Guaranteed Rate Affinity culture, salaries, benefits, work-life balance, management, job security, and more. The compensation and bonus structure is decent.Īnd the ability to work remotely on occasion helps the work/life balance. Reviews from Guaranteed Rate Affinity employees about working as a Mortgage Underwriter at Guaranteed Rate Affinity. Makes sense except when it's the busy season and there are deadlines to make and bonuses to earn there's not a lot of time to help the newbie.
#Guaranteed rate affinity how to#
Management tells you outright not to come to them with questions but to ask the co-workers that are on your team. How to say affinity in English Pronunciation of affinity with 3 audio pronunciations, 33 synonyms, 10 meanings, 1 antonym, 12 translations, 30 sentences and more for affinity. Then they throw you right into your job during the busy season. If you've never done this type of job before you're left behind almost instantly when they start talking about your specific job.
Training consists of a week + of sitting behind a laptop taking live courses. Everything stayed on schedule and closed but - more. I reviewed what I had as pending closings with the commission team and HR on my way out and was told clearly what I would be paid on. I most likely wouldn’t have written a review but I’ve been out for four months and I still haven’t been properly compensated by GRA. I gave it a year and realized it wasn’t going to work for me as Coldwell banker was on the third name change in three years and were frustrated with the in house lender. A great LO could make a lot of money if pricing improved. They did focus on the client and worked to hit all closing dates which was a bright spot. Product mix is great but pricing needed to improve.
In reality they took the below average back office of PHH and just renamed them with fast and ineffective training. They also branded this as a new company for coldwell banker as they are the in house lender for the biggest real estate company in the country. Maybe it was a coincidence but I lost more Loans to GR after they opened GRA. I found it disturbing that new clients of mine in process were getting calls from Guaranteed Rate Loan officers. As a 100 percent commission LO watching $800,000 applicants laugh at my best offer and go elsewhere was frustrating to say the least. I was getting killed on the jumbo product. I saw my production drop by 30 percent and my pull through rate drop by 40. Product mix is fine but pricing is awful. They may build a great company over time but presently it’s a mess. Guaranteed Rate Affinity NMLS 1598647 We provide our loan officers maximum product offering and flexibility to meet the needs of borrowers. I was rolled in as part of the acquisition of PHH.
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